![]() ![]() $60,843 per couple for a comfortable lifestyle.Ĭalculating annual expenditure during retirement is only the first step. $39,666 per couple for a modest lifestyle. The Association of Superannuation Funds of Australia (ASFA) Retirement Standard provides slightly more precise figures 1:.One theory states that you should aim to have an income that is between two-thirdsĪnd three-quarters of your final pre-retirement salary.There are a couple of different ways you can arrive at a figure for annual expenditure in retirement: ![]() While it’s difficult to be certain, it’s possible to come up with some broad numbers based on your age, your intended lifestyle and how you expect your investments to perform over time.
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